Compete in a Tight Market

Other bids don’t stand a chance!

At Fairway Independent Mortgage Corporation, we understand the importance of being the most favorable deal on the table. The winning combination of a Fairway Cash Guarantee and Fairway Advantage Pre-Approval* will give you the buying power you need to COMPETE WITH CASH! In fact, Fairway is so confident that we will buy the seller’s home if we cannot close for a financing reason by the contracted date.

FAIRWAY CASH GUARANTEE ADVANTAGES:
  • Seller will receive a CASH GUARANTEE.
  • Buyer can COMPETE with CASH OFFERS.
  • Borrower does NOT have to pay any additional fees to use this program.
  • If the guarantee is triggered, the seller may opt for
  • Fairway to NOT buy their home, and instead walk away from the deal with $10,000 paid by Fairway, and the contract terminated.
ADDITIONAL REQUIREMENTS/DETAILS:
  • Borrowers must have a Fairway Advantage Pre-Approval
  • Borrowers must be financing with FHA, VA, or Conventional loan
  • Borrower must be purchasing a single-family residence

Note: If the seller opts to have Fairway purchase their home, Fairway will pay the appraised value or the contract price, whichever is lower. Some condo’s may be acceptable under this program too, ask your loan officer for more details.

We’re in a highly competitive market and with that, you’ll need a lender that can provide you with a strong offer that’ll allow you to compete. A Fairway Advantage Pre-Approval makes your offer so competitive, it will even match up against a cash offer.

We will work with you every step of the way to get you conditionally approved for your mortgage by a Fairway underwriter before you even begin house- hunting.

The peace of mind a Fairway Advantage Pre-Approval provides will help you shake off the nerves while shopping for homes. Feeling confident and secure that your offer is as strong as can be.

Schedule an appointment today and let’s get you a home!

* Fairway Advantage Pre-Approval is based on a full review of borrower’s creditworthiness and is contingent upon there being no material changes in the borrower’s financial condition or creditworthiness at the time of final loan approval. Final loan approval is subject to the following conditions: (1) borrower has identified a suitable property, and a valid appraisal supports the proposed loan amount; (2) a valid title insurance binder has been issued; and (3) borrower selects a mortgage program and locks in an interest rate that will support the pre-approved monthly payment amount. Loan must close before the expiration date provided in the pre-approval. Loan must close before the expiration date provided in the pre-approval. Offer not available on DPA programs, bond, or USDA loans. Please note that submitting verifying documentation is not a requirement to receive an estimate of closing costs associated with a mortgage loan. Sale of home proceeds contingency not allowed. Gifts not deposited are not allowed.

Reviews

Becky Johnson is wonderful to work with. She truly cares for the people she works with. We have worked with her two times. First, when we bought our home and again when we refinanced. We spoke to other lenders for quotes during the preliminary stages of our refinance, but Becky beat them all. She answered any questions we had thoroughly. She is efficient and beyond that a joy. She made our initial home buying experience and our refinance seem effortless and we love working with her!
The team at Fairway is wonderful. They recently assisted me in a refinance and the whole experience was painless! Ariel and her team assisted me with every step. They have a great system that notifies you via e-mail of upcoming steps, or steps completed. They are kind, intelligent and made themselves available to me whenever I had questions. Perfect customer service with patience and grace. Thank you ladies for a great experience. As long as you are there, you’ll have a loyal customer and friend, with me.
Becky and her team were amazing. This was our first time buying a home and it was nothing like your typical drawn out home buying process. When strings needed to be pulled and hoops needed to be jumped they were there finding every way possible to get what we needed and fast. I'm so thankful the Lord led us here with fairway and pleased to have done business with Becky and her team it's been a pleasure and I will definitely tell friends and family! Here's a beautiful sunset at our new home!
The most important part of buying a home is knowing you're in safe hands while dealing with your lender. The comfort of being carried along every step of the way, the support and loyalty, exhibited by Scott Lake and Ashlee Cameron has been phenomenal. It took me and my wife 8 months to close on our home and Scott and Ashlee worked extremely well with us all through this time. Excellent, prompt and accurate communication every step of the way. We never lost confidence in this team from our very first contact with them until closing.
Becky Johnson at Fairway was amazing to work with. She was readily available to walk us through the process of buying our new home. Made sure our VA benefits were available and overall took care of us beyond what we could ever expect. Very professional and amazing personal customer service!